Homeowner Program
Our homeowners products are designed with your Texas clients in mind. We offer key coverages and policy options not readily available through national insurors; with competitive prices your customers will appreciate.
Coverages & Options (Texas)
Guidelines
HO3 Program
Age of home
80 years of age and newer (if older than 80 years please refer to DP1 program)
Home value
Minimum $150K / maximum $500K
Occupancy type
Owner-occupied and seasonal; occasional rental coverage available
Coverage
Comprehensive
Liability
$100K Comprehensive personal liability included, may be purchased up to $500K
Fire PC
Any protection class (incl. 9 & 10)
Prior claims
Multiple claims acceptable
Loss settlement
Replacement cost for home and other structures
Aspen MGA will consider risks with the following characteristics, based on location and condition. Through Tower Hill Prime Insurance Company. An “A” Rated Company.
Download PDFA Proud Partner of Tower Hill Specialty
Tower Hill Specialty offers a unique blend of industry experience and broad Underwriting appetite for niche markets often underserved by national insurers. Our specialty homeowner, dwelling, and manufactured home products provide key coverages and policy options at competitive prices. Our targeted programs provide access to a market specializing in often challenging to place risks.
Tower Hill Specialty, LLC is a subsidiary of Tower Hill Insurance Group, LLC headquartered in Florida. Founded in 1972, Tower Hill Insurance, is a leader among residential and commercial property insurers in the Southeast. Financial strength, product experience, a comprehensive reinsurance program and exceptional claims service are core business strategies of the organization. To learn more about Tower Hill Products click here.
